I'm going to try to always have an entry early in the month documenting what progress I've made with my debts.
April was a decent month, debt-wise. I pulled a little money out of savings to pay off the balance on my highest interest credit card, and that made me feel better. I have two cards left: one is my lowest interest card, and one doesn't accumulate any interest below $250 (and I only have about $175 left to pay on that one.)
May 1 Tally:
Credit Card Debt: $1184 (Down from over $3000 on January 1st)
Auto Loan Debt: $4133 (Down from about $4800 on January 1st)
Paintings sold in April: 0 (Wooo!)
I had a few unexpected bills towards the end of last month. I have a student loan that isn't bundled with all my other loans, and the payment just started this month. (It's only a quarterly payment, but I thought it was starting next month.) Plus, I had a car repair that was twice as much as I thought. I had some money saved and I didn't end up needing to use my credit cards, but I ended up using up a big part of what I had saved (which, honestly, is not much). I think , for May, I'm going to concentrate on building up savings. I know this will set me back a little bit as far as paying off the debt, but I think that if my long-term goal is pay off the debt AND eventually move out, having a decent amount of money saved up is a very important part of that. It will also be good, art-wise, to have some money to be able to pay the entrance fees for various shows.
Another art note: I decided not to participate in the community art fair in June. I just found out about it too late and wasn't prepared. You need to send in a photo of your display system, and I don't have a display system. I researched some professional craft fair display setups, and I found one for $175 and the rest were $500-$1000. Ugh. If I know about this earlier, I think I could have built something respectable. It was also a bad time, for various reasons, but I'm still kind of disappointed. I guess this is a lesson that I need to be actively seeking out these opportunities so I know about them way before I need to take action.
That's all. Also, this blog is boring and lame and I need to work on SPICING UP the writing. I can write, but I wonder if I can make interesting writing about money?